Freddie Mac is vital to a strong U.S. housing system, providing liquidity to the mortgage market under all economic conditions while ensuring the safety and soundness. As a trusted leader in housing finance, we guide the industry in meeting the needs of lenders and lowering the cost of housing for America's families.
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Fannie Mae creates opportunities for people to buy, refinance, or rent a home. We are a leading source of mortgage financing in all markets and at all times. We ensure the availability of affordable mortgage loans. The financing solutions we develop make homeownership and workforce rental housing a reality for millions of people. The work we do helps maintain the 30-year fixed-rate mortgage, which has dominated the housing market since the 1950s. This popular mortgage loan makes committing to purchasing a home easier. It gives homeowners stability and peace of mind by providing predictable mortgage payments over the life of the loan.
Fannie Mae provides a reliable source of affordable mortgage credit that supports homebuyers and renters across the country. We continue to innovate and promote a stronger, safer, and more efficient housing finance system to support more opportunities for homebuyers and renters in communities throughout the nation.
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