creditor.ai Competitors

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Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

Headquartered in San Francisco, California, Zeta was named by Celent in 2023 as being among the likeliest partners for US banks and credit unions looking to modernize to a next-gen issuer processing platform. With our marquee credit card ranked #2 by American cardholders, Zeta is already acknowledged by leading issuers as the go-to platform for market-leading credit card experiences. Globally, Zeta is recognized as a next-gen banking technology company. Our platform enables financial institutions to launch extensible and compliant banking asset and liability products, across cards, loans and deposits, rapidly. Our cloud-native and fully API-enabled stack supports processing, issuing, lending, core banking, fraud, loyalty, digital banking apps, and many other capabilities. Zeta has 1700+ employees with over 70% in technology roles across locations in the US, Middle East, and Asia, with regional headquarters in Mumbai, India. Globally, customers have issued 25M+ cards on our platform. Visit us at www.zeta.tech or follow us on LinkedIn, YouTube, and X.