Credit Kernel Information

Credit Kernel is building the AI layer for credit. We connect consumers, financial institutions, and digital platforms through a suite of credit intelligence, financial matching, verification, and monetization solutions. Headquartered in Makati, we serve licensed lenders in the Philippines and Mexico. In the Philippines, we offer our full suite, from credit intelligence and verification to risk data and borrower acquisition. In Mexico, Relay and Marketplace help lenders and digital platforms acquire qualified borrowers and monetize declined traffic. Our vision is to become the trusted intelligence network powering the future of credit. Intelligence at the Core of Credit.