Confer Inc. Information

Confer Inc. builds the AI-native mortgage loan origination system. Unlike legacy platforms with AI bolted on as afterthoughts, Confer LOS was designed with 8 specialized AI agents embedded directly into the loan origination workflow — from document classification through closing. The platform ships with deterministic Fannie Mae 1084 income calculation (no LLM in the math path), TRID compliance timers backed by Temporal durable workflows, and bidirectional sync with 180+ Encompass fields. Founded by Yatin Karnik, who spent nearly two decades as SVP at Wells Fargo Home Mortgage leading national operational support and fee strategy, Confer is purpose-built to address the mortgage industry's specific pain points: manual document processing (40-60 min per loan), income calculation errors (25% of all critical defects per ACES QM), and compliance timer violations. The platform covers 298 routes across the complete loan lifecycle — application, processing, underwriting, conditions, and closing — serving mid-size mortgage lenders, banks, and credit unions. 🔗 confersolutions.ai 📩 For more info: info@confersolutions.ai