Collaborative Insurance Solutions Information

We provide expert counsel in insurance—specializing in life, long-term care, disability, and annuity planning for high-net-worth individuals, families, and their most trusted advisors. Collaborative Insurance Solutions delivers highly specialized insurance guidance, seamlessly integrated into the broader planning process. We serve families who want to preserve wealth, protect legacy, and plan with precision. We support advisors, attorneys, and CPAs who need a trusted partner in complex insurance matters. Our work is built for moments where nuance matters, timing is critical, and off-the-shelf solutions fall short—particularly in multi-generational planning where tax, liquidity, and long-term risk intersect. We believe insurance should be a coordinated element of the plan—not a bolt-on product or an afterthought. Our work focuses on custom design in situations where the margin for error is small and the stakes are high. Founded by Eryka Morehead, Collaborative Insurance Solutions exists to solve for the unseen risks that can quietly unravel even the most sophisticated strategies. Our role is focused and clear: to design and implement insurance solutions that integrate seamlessly, align with the intent of the plan, and hold up under pressure.