ChemPlan Information

ChemPlan has been a leading provider of specialized insurance programs for chemical distributors and manufacturers since 1984. The commitment to quality and technical expertise of the ChemPlan team is second to none. We are proud of the fact that our singular focus and long-term involvement with this unique market has earned us a reputation for exceptional customer service and innovative insurance products in an industry other insurers simply don't understand. WARNING: YOU MAY NOT HAVE COVERAGE FOR DAMAGES CAUSED BY CHEMICALS! The catalyst for ChemPlan's Chemical Insurance Program was the sudden abandonment of the chemical industry by the standard insurance market in the early 1980's. At that time, most insurance companies ceased to offer liability coverage to chemical companies due to their lack of chemical knowledge and concerns over pollution and toxic-tort liability. The remaining group of insurers would only provide coverage which included an Absolute Pollution Exclusion. This exclusion, defining chemicals as pollutants, can still be found in most modern-day chemical company liability policies. Replacing the term "pollutants" with "chemicals", a typical exclusion reads: "Coverage is excluded for Bodily Injury, Property Damage or Clean Up due to the discharge, dispersal, seepage, migration, release or escape of Chemicals." Keeping you current on critical changes is one of the many benefits of working with a specialized insurance ally like ChemPlan - a benefit that could save your company from a devastating financial loss.