CENTS.less Information

Centsless is jurisdiction-aware transaction compliance infrastructure for cash rounding. The rule can change. The transaction still has to be right. Centsless determines which cash-rounding rule governs a transaction, whether it applies, what action should occur, and what authority and context should be preserved behind the decision. Cash rounding is our first rule domain. Our platform is designed for multi-state retailers, banks, POS platforms, payments providers, and other operators that need to translate changing federal and state requirements into consistent transaction logic. Centsless supports: • Jurisdiction-aware rule determination across U.S. cash-rounding frameworks • Effective-date and rule-version tracking • Transaction-level decision logic based on tender, jurisdiction, and applicable authority • Audit-ready evidence records showing what rule was applied and why • POS and merchant-facing compliance workflows • API-first integration with existing transaction systems We are building around the governing rule, not around one permanent assumption about the penny, nickel, or any single jurisdiction. The law defines the rule. The POS executes the transaction. Centsless connects the two. Cash rounding is the wedge. The broader architecture is the rules layer between regulation and the transaction. www.centsless.org