Cardiotrack Information

Cardiotrack is a specialist medical screening and intelligence partner for life and health insurers. We make policy medical checks faster, cleaner, and more useful for risk decisions. In twelve years we have screened more than 400,000 individuals through a network of 1,600 plus labs across 600 plus cities, reaching close to 80% of the population. More than ten insurers trust us, including ICICI Lombard, Aditya Birla Sun Life, Pramerica Life, Bajaj Life, Canara HSBC Life, Ageas Federal and more. Our platform, Ethos.AI, automates the screening journey end to end: process automation, support automation, report quality checks, and data analytics that turn every screening into structured, decision ready information. Our Cardiac Risk Assessment (CRA) is an insurer approved alternative to the treadmill test, and we bring complex tests such as stress ECG into the home. For our partners this means faster closures, fewer discrepancies, audit ready reports, and richer data for underwriting and risk selection. We are not a traditional TPA. We are the medical intelligence layer that makes screening an advantage rather than a bottleneck.