CapBay Information

CapBay is an award-winning Multi-Bank Supply Chain Finance and Peer-to-Peer (P2P) Financing platform helping businesses grow by unlocking working capital tied up in their supply chains. Since commencing operations in 2017, CapBay has facilitated billions in financing through tens of thousands of financing notes, supporting thousands of SMEs. Its proprietary, data-driven credit decisioning and tailored financing solutions help businesses access funding while connecting banks and investors with financing opportunities. CapBay works with leading corporations, banks, institutional investors and public-sector ecosystem partners to strengthen SME access to financing. It has also participated in initiatives that bring public-sector support and private capital together to support businesses and broaden financing access. CapBay’s achievements have earned regional and international recognition. It has been named among CNBC and Statista’s World’s Top Fintech Companies from 2023 to 2026, recognised in Fortune’s Fintech Innovators Asia 2024, and included in the Financial Times and Statista’s High-Growth Companies Asia-Pacific rankings in 2024 and 2025. Other accolades include The Asian Banker’s Best Fintech Platform – Digital Supply Chain Finance in Asia-Pacific, Fintech Startup of the Year at The Asset Triple A Digital Awards, and Best Social Loan (SME) at The Asset Triple A Sustainable Finance Awards 2026, in partnership with HSBC. CapBay has also received the Initiative Award – Financial Services at the Malaysia National Business Awards 2024 and ESG Tech – Financial Services at the Malaysia Technology Excellence Awards 2024. Regulated by the Securities Commission of Malaysia. Bay Smart Capital Ventures Sdn Bhd 201801018276 (1280292-W), a subsidiary of Bay Group Holdings Sdn Bhd 201601018609(1189545-D).