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BELA FLOR is a company based out of Av Gerassina Tavares, 500, Brcao 4, Sao Jose Do Rio Preto, São Paulo, Brazil.

In Brazil, 3.8 million smallholder farmers produce 70% of the food on Brazilian tables. And 85% of them have no access to adequate credit. Not because they underperform. Because they don't exist in data. No structured banking history. No invoices. No financial profile the system can read. For banks, funds, and the entire supply chain — they simply don't show up. We built Muda Meu Mundo to fix that. From scratch, we built the data infrastructure agribusiness needed and never had: a proprietary platform that captures, structures, and analyzes rural producer data no bank can generate on its own. Production records, commercial relationships, environmental compliance, financial behavior. On top of that foundation, our AI generates the Score MMM — a 5-dimension credit rating with full analysis delivered in minutes. This is just the beginning. The problem we solved in Brazil exists across Latin America and Asia. We are building the market infrastructure that will make millions of rural producers visible to the global credit system. 📍 mudameumundo.com.br