Bill Cloud Information

BUSINESS Bill Cloud is a cloud based service that allows public and private utilities, institutions and enterprises make their bills available for collection over a large number of offline and online collection channels across urban and rural India. ON-LINE PAYMENT COLLECTION For online collection, Bill Cloud works with banks like HDFC Bank Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd. and their net banking facility providers to help collect bills over the web, via NEFT/RTGS, at bank branches and ATMs. OFF-LINE PAYMENT COLLECTION For offline collection, Bill Cloud connects to a wide network of multi-recharge and bill collection outlets as well as Citizen Facilitation Centers (CFCs) and Common Service Centers (CSCs) in urban and rural India. Bill Cloud has access to a network of over 200,000 outlets across India which can be quickly provisioned onto the network as needed. PAYMENTS USING SMS & CHAT APPLICATION Freedom Payments™ : It allows end consumers to make small payments over SMS while directly debiting their Savings Account or eWallets. Rainbow Payments™ : It allows end consumers to initiate payments over SMS and complete them with cash at an empanelled recharge outlet. Chatoor™ Chat Application : An intelligent Chat based application which allow consumers to find, buy and pay for local offline and online Services & Deals.