BayRisk Insurance Brokers Inc Information

A BayRisk, we help thousands of small businesses. Helping small businesses often means helping home based businesses. When you have little or no employees, why spend a fortune on office space when your job probably allows you to work from home? Working from home is great; we encourage it! However, we are often met with objections on covering business contents because these home based business owners and consultants think their homeowners policy covers them for their business contents. Most common homeowner policies have a limitation on business owned contents of $2,000. If you have a new laptop loaded with software and a decent home office with desks, chairs, printers, etc. that were purchased with company money, you will not have enough coverage in case of a loss. Also, if you are traveling there might be limitations or no coverage for your laptop.