AUXE Partners Information

AUXE Partners is a Management Advisory Firm specialized in risk and capital levels optimization and profitability enhancement for the Consumer Lending offer: - Residential Mortgages - Personal Loans - Credit Cards AUXE Partners business service model aims to: - Provide “Hands-on” operating advisory for Banks and Financial Institutions - Aggregate, integrate and manage highly skilled, experienced consultants - Arrange and execute “turn-key” projects for third parties on risk and capital management - Select and Intermediate best in class servicing/recovery companies to optimize portfolio management The mission of AUXE Partners is to assist Banks and Financial Institutions to generate best correlation between Profitability and Risk in the Consumer Lending proposition through a comprehensive advisory support focused on a: - Compelling Product Offering: Business Strategy; Revenue Maximization; Market segmentation - Robust Risk Management: Credit Policies; Underwriting Criteria and Processes; Operating Risk Management; NPLs Servicing/Recovery - Effective Capital Management: Portfolio and Asset Mix Reviews; Capital adequacy on non IRB banks; Capital Markets Deals - Efficient Regulatory Implementation: Basel II, Solvency, Transparency; Regulatory evolution (Business and organizational impacts)