Atomic Competitors

At Venmo, we’re working to build a payment experience that's simple, delightful and connected. Since our founding in 2009, we’ve quickly grown from an idea hatched by two college roommates who wanted a better way to pay each other back to the go-to digital wallet that’s known and loved by millions. What started off as a simple SMS platform to send and receive money has evolved into a social payments app allowing people to pay, split and share their experiences.

Fighting for the underdog – We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better. Like David slaying Goliath, we set out to take on banks and their predatory ways. Our first fight? Making overdraft fees a thing of the past by spotting members the money they needed, without charging them $38. Why? Because it’s the right thing to do. Since then, we’ve continued to bring our members the products traditional banks won't: $500 advances, fee-free goal tracking, and simple ways to find Side Hustles when you’re behind on your budget. We’ve grown a lot since we started, but one thing has never changed: We’re building products that level the financial playing field.

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more. CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.