Asperta Information

Concerned that your last RFP for property insurance didn’t generate competitive quotes? Can you afford to gamble that your current markets won’t reduce their capacity or dramatically increase prices at renewal? Your property schedule must have high quality data, current defensible values, and proper formatting to generate competitive pressure, adequate capacity, and the best pricing and terms available in the current hard market. Outsource the complex, time-consuming, and frustrating spreadsheet update to ASPERTA, a recognized expert providing independent and cost-effective property submission preparation and support services. You know better, it's time to deal with it. ASPERTA, Ltd. is engaged by risk managers and their team of brokers/consultants to help prepare superior quality property insurance submissions. Client concerns relative to the property renewals: 1. Little or no evidence of competition: they need more quotes. 2. Potential coverage gaps for unreported assets or under-reported values. 3. Potential over-reporting of values impacting premium and percentage deductibles. 4. Too many changes to limits and terms - need objective explanation of options. 5. Not enough time to adequately address what is often one of the largest line-items in their budget. The dreaded task of updating the property schedule spreadsheet can be removed from your plate, or if you prefer: "cost-effectively outsourced to a highly-qualified third-party vendor". More nerdy issues than you'd care to know about are addressed to help underwriters easily process your submission and allow them to effectively advocate internally with their senior management for best available terms and pricing. Engagement scope can include include geocoding, COPE, Flood Zones, CAT model secondary characteristics, under and over-insurance. No charge for initial review. Engagements fees are reasonable, with excellent ROI.