Anova Financial Corp. Information

ANOVA's wholesale funding solution for community banks is cost effective, requires no collateral and has no credit limits. One master MMDA deposit account is maintained at each bank in the name of ANOVA for the benefit of various depositors, making it very simple for the bank to use and maintain. A bank CFO simply posts a request for funds and ANOVA does the rest via wire or ACH. ANOVA as a wholesale funding solution brings new deposits to the bank from its own deposit gathering efforts nationally and internationally. ANOVA's bank rates are indexed to LIBOR and are fixed monthly. Additional services provided to ANOVA’s network of participating banks include reciprocal exchange programs, FDIC insured money market sweeps, and treasury services while offering depositors FDIC insured safety, liquidity, higher yields than other short term investments, and convenience