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anb was established in 1979, by Royal Decree M/38, taking over the existing operations of anb in the Kingdom of Saudi Arabia. anb, a Saudi Listed Joint Stock Company, now ranks among the 10-15 largest banks in the Middle East. Headquartered in the capital city of Riyadh, the Bank is supported by Regional Offices in Jeddah and Khobar, and has a branch in London. anb is a universal commercial bank catering for the diverse needs of its Corporate and Retail clients. To service a large and varied customer base which exceeds 2 million, the Bank has an extensive distribution network, with 279 premises spanning over the Kingdom. These include upwards of 167 branches (of which 32 are Ladies’ Sections) 11 sales centers, 87 remittance centers (TeleMoney), 10 SME centers, and 4 corporate branches. Recognizing the need to serve customers in a convenient and timely manner, the Bank also has more than 1,220 ATMs, 24,200 point-of-sale terminals and easy to use online and mobile banking applications. To keep pace with the digital transformation and create an experience that customers are genuinely looking for, anb offers a wide range of self-service financial solutions through four fully-fledged digital branches.

We’re proud to be pioneers in our sector. Founded in 1977 in the State of Kuwait, we were the country’s first Islamic bank, and today we continue to lead the way in Islamic finance. Islamic banking is compliant with Shari’a religious law and guided by the Islamic principles of an integral and just society. Transparency and honesty sit at the heart of this approach, which aims to benefit both the bank and its customers. Committed to evolving to meet the changing needs of our global customers, we offer a broad range of Islamic financial services and products, including real estate, trade finance, investment portfolios, and commercial, retail, and corporate banking. Our growing network spans seven regions with 640 branches, around 800 ATMs, and 8,600 team members worldwide. Our ambitions have always extended beyond our home country. Over the past nearly 50 years, we have grown steadily, becoming one of the biggest lenders in local and regional markets and a major player within the wider banking industry. KFH (KSE: KFIN) is a publicly listed company on the Kuwait Stock Exchange (KSE). As of 31 December 2013, our largest shareholders included the Kuwait Investment Authority (Direct), Kuwait Awqaf Public Foundation (Direct), Public Authority for Minors’ Affairs (Direct), and The Public Institution for Social Security (Indirect).