American Interbanc Mortgage LLC Information

American Interbanc, NMLS #2043, is an “A” paper lender with 15+ years of responsible lending experience. For those who qualify, our rates and terms are available to see and readily attainable. It is not a negotiation process. What you see is what you get for all of the products and programs defined in our rate sheet. Our Values Provide the Best Price to our Customer: As the actual lender and NOT A BROKER we have an economic advantage per transaction that a mortgage broker cannot overcome. As an internet-exclusive mortgage banker, we also have a significant cost advantage over the traditional financial institution with layers of bureaucracy and large overhead. This significant cost advantage gives us the ability to provide consumers with extremely competitive pricing. Maintain Integrity to Our Customers: Don’t let other lenders try “bait and switch” marketing techniques with one of the most important financial transactions of your life! Many lenders quote a low, competitive rate up front, but then switch the rate to a higher rate as the consumer gets closer to closing their loan. We believe this is a dishonest practice and that it is critical to honor the original rate we quoted the customer as he/she closes their loan. Close our Customer’s Deals Quickly: With today’s technology, any lender that does not offer 24 hour on-line applications and a detailed breakdown of any and all of their loan charges should be avoided. Our objective is to utilize our technology, processes and experience to get your loan closed as quickly as possible.