Amartha Competitors

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future. At the end of 2012, BNI had total assets of Rp333.3 trillion and employed more than 24 thousands employees. To serve its customers, BNI leverages on its wide ranging service network, comprising 1,585 domestic outlets and 5 overseas branches in New York, London, Tokyo, Hong Kong and Singapore, 8,227 proprietary ATMs, 42,000 EDC as well as Internet banking and SMS banking facilities. BNI always strives to be the bank of choice by providing excellent service and value added solutions to all of its customers. BNI offers integrated financial services to its customers, supported by its subsidiaries: Bank BNI Syariah, BNI Multi Finance, BNI Securities and BNI Life Insurance.

Payment Platform with Widest Product Range in Indonesia DOKU, previously known as PT. Nusa Satu Inti Artha has been the first electronic payment provider and risk management company in Indonesia since 2007. DOKU has become a trusted electronic payment service for national and international merchants, thanks to its hard work and commitment to supporting its online businesses. DOKU's risk management system has become more efficient in analyzing various transactions, which has played a significant role in boosting successful transactions for merchants. It has become more refined in line with the growth of DOKU's merchant portfolio. DOKU is able to offer a comprehensive range of payment method options, facilitating transactions using foreign currencies thanks to its strong relationships with its national and international payment partners. This feature enables DOKU to support merchants in expanding their market and increasing their business revenues. DOKU has been at the forefront of the online payment sector for the corporate segment and has secured an e-money license from Bank Indonesia in 2012. In April 2013, DOKU launched its e-money product for the first time, and today, it has been used by more than 1 million Indonesian consumers. DOKU has also teamed up with more than 22,000 merchants, and continues to develop its electronic money product to become part of today's consumer’s lifestyle. DOKU's commitment to "Limitless innovation" is to retain its position as a reliable leading payment company, and to preserve its role in advancing Indonesia's digital economy.

Kiva (www.kiva.org) expands financial access to help underserved communities thrive. An international non-profit, we serve the financially excluded, especially underbanked women, refugees and communities impacted by forced displacement, climate-vulnerable people and systemically marginalized communities in the United States. By connecting people through crowdfunded loans, Kiva puts the power of financial inclusion in all our hands. Since 2005, the Kiva community has raised over $2 billion in loans, reaching over 5 million people in 84 countries. Kiva’s team is made up of 100+ employees and 450+ volunteers across the world, with offices in San Francisco, Nairobi, Bangkok, and Bogotá.