Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities, and now others are following our lead, validating the strength of our model. We are one of America’s largest providers of unsecured personal loans, originating more than $100 billion in loans to our more than 5 million high-FICO, high-income members and helping them save millions on their cost of credit. And we’re just getting started.
A Culture that Delivers
Impact: We’re tackling big problems, but we’re a small enough organization for each individual to make a real difference
People: We’re a group of smart, kind, low-ego, and values-driven people from a wide variety of industries and backgrounds who are committed to our mission
Ideas: We seek out the best ideas – no matter where they come from – to look beyond what is possible today
Values: It’s not just what you accomplish, it’s also how you accomplish it that matters
Member FDIC
We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK.
Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours.
We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.
Kiva (www.kiva.org) expands financial access to help underserved communities thrive. An international non-profit, we serve the financially excluded, especially underbanked women, refugees and communities impacted by forced displacement, climate-vulnerable people and systemically marginalized communities in the United States.
By connecting people through crowdfunded loans, Kiva puts the power of financial inclusion in all our hands.
Since 2005, the Kiva community has raised over $2 billion in loans, reaching over 5 million people in 84 countries.
Kiva’s team is made up of 100+ employees and 450+ volunteers across the world, with offices in San Francisco, Nairobi, Bangkok, and Bogotá.
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