Alma Kratovac's Location
Sarajevo, BA
Alma Kratovac's Work
- General Manager, CEO @ Payten
- Director @ ESP BH
- Business Consultant @ ProCredit Bank BiH
- Senior Assistant @ Independent University of Banja Luka
- Country Manager @ Oriflame Cosmetics
- General Manager @ Diners Club BH
- President of Banking and Finance Committee in AmCham B and H @ AmCham Bosnia and Herzegovina
- Head of Advisory Board @ Sparkasse Nekretnine
- Head of Advisory board @ S Premium
- Head of Retail @ Sparkasse Bank dd BiH
Alma Kratovac's Education
- Nezavisni Univerzitet Banjaluka
PhD in Economic Science (Banking, Corporate, Finance, and Securities Law)
2019 - 2023 - International Open Academy
(NLP: The Psychology Of Success)
2022 - 2022 - SYS Company
Lean Management certification (Lean management)
2019 - 2019
- Independence Universaty
Master of Economy Science (International Business)
2017 - 2018 - Independence University
Bachelor of Science in Economics (Economy, finance, insurance)
2016 - 2017 - Faculty of economic science
Bachelor's degree (Economy, finance, insurance)
2003 - 2006 - IT Academy
(IT Business)
2019 - University of Sarajevo
(Political Science and Government)
Alma Kratovac's Skills
- Retail
- Business Strategy
- Customer Service
- Loans
- Management
- Negotiation
- Retail Banking
- Banking
- Financial Analysis
- Business Analysis
Alma Kratovac's Summary
Alma Kratovac, based in Sarajevo, BA, is currently a General Manager, CEO at Payten, bringing experience from previous roles at ESP BH, ProCredit Bank BiH, Independent University of Banja Luka and Oriflame Cosmetics. Alma Kratovac holds a 2019 - 2023 PhD in Economic Science in Banking, Corporate, Finance, and Securities Law @ Nezavisni Univerzitet Banjaluka. With a robust skill set that includes Retail, Business Strategy, Customer Service, Loans, Management and more, Alma Kratovac contributes valuable insights to the industry. Alma Kratovac has 1 email on RocketReach.
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