AIMCommunity Competitors

Habitat for Humanity is a movement of people in your local area and around the world, working together to build more prosperous and vibrant communities by making sure everyone has a safe, affordable place to call home. Since our founding in 1976 as a Christian organization, together we have helped more than 62 million people in countries around the world build their futures on their own terms through access to decent housing. We’ve done that by working alongside people of all walks of life to build, repair and finance their homes, by innovating new ways of building and financing, and by advocating for policies that make constructing and accessing housing easier for everyone. Together, we build homes, communities and hope. To learn more, visit habitat.org.

LISC is one of the country’s largest community development organizations, helping forge vibrant, resilient communities across America. LISC works with residents and partners to close gaps in health, wealth, and opportunity so that people and places can thrive.

The Federal Reserve, the central bank of the United States, was founded by Congress in 1913 to provide the nation with a safer, more flexible and more stable monetary and financial system. The Financial Services division of the Federal Reserve Banks is focused on meeting the evolving needs of payment system users, while remaining true to our longstanding mission to foster the integrity, efficiency and accessibility of the U.S. payment system. Federal Reserve Financial Services provides services to banks, credit unions and savings and loans in the same way these depository institutions provide services to their customers. These services include electronically transferring funds, collecting checks, and distributing and receiving cash and coin. Starting in July 2023, the Federal Reserve provides an instant payment offering that enables real-time fund transfer and interbank settlement on a 24x7x365 basis. The FedNow® Service joins a family of Federal Reserve products and services that includes: • Accounting Information Services (AIS): Provides timely information about entries debited or credited to an institution’s account • Check Services: Offers a suite of electronic and paper check processing options. • FedACH® Services: Offers electronic exchange of debit and credit transactions through the Automated Clearing House (ACH) network • FedCash® Services: Ensures a sufficient supply of currency and coin for depository institutions • Fedwire® Securities and Fedwire Funds Services: Provides issuance, maintenance, transfer and settlement services, as well as electronic funds transfer service for mission-critical, same-day transactions • National Settlement Services: Provides multilateral settlement to depository institutions with a Federal Reserve master account that settle for participants in private-sector clearing and/or settlement arrangements This profile is managed by the Federal Reserve Bank of Chicago on behalf of the 12 Federal Reserve Banks.