Agram d.d Competitors

Raiffeisen Bank Bosnia and Hercegovina The bank was founded on 7th November 1992 and started its operations as Market banka dd Sarajevo, a stock corporation of private shareholders owning the vast majority of shares. The end of the war and the activities taken in the aftermath to reconstruct the country and recover its economy gave a twofold impetus to the bank. First, they significantly improved the level and the quality of services provided in the post-war period. Second, they gave an additional boost to the growth of the bank’s financial results and its individual balance sheet positions. On 21st July 2000, Raiffeisen Zentralbank Österreich AG acquired the majority of the bank’s shares (89.71 per cent). This transaction was followed by an integration of the bank, now operating as Raiffeisen BANK dd Bosna i Hercegovina, into the RZB Group covering 15 countries throughout Central and Eastern Europe. The 1st January 2003, the day when Raiffeisen Bank HPB was merged into Raiffeisen BANK dd Bosna i Hercegovina, marked the beginning of a new era in the bank’s business. This merger enabled the bank to significantly expand its network and to further strengthen its position on the local market, reaching a balance sheet total which passed the one-billion-KM-mark. The be-all and end-all of RBBH’s market competitiveness are permanent investments into new technologies, experienced staff whose skills are constantly developed, emphasis on individual customer approach and bringing out state-of-the-art products and services. Besides Raiffeisen Bank itself, Raiffeisen Brokers and Raiffeisen Leasing form Raiffeisen Group in Bosnia and Herzegovina.

NLB Bank provides its clients across the Federation of Bosnia and Herzegovina a complete range of financial services. Decades-long continuity of banking, efficient and rich assortment of services, and modern way of their distribution, along with our friendly and professional staff are qualities which are valued by our clients. Our Values • Understanding the client is our fundamental responsibility: their needs, and the corresponding risks to the client and the Bank. • As employees we have a duty to each other to act professionally and with mutual respect in our work. We are committed to integrity, and to facing challenges with courage. • We act honestly and fairly. We must earn the trust of the shareholder and the general public. We feel a responsibility to contribute to positive change in society. Strategic goals We will focus every day on our clients, from actively searching for new business opportunities and credit transactions to company restructuring. We are developing a profound understanding of different needs of customers and opportunities so as to establish long-term business relations to mutual benefit. We will optimise our distribution channels, including the branch network. We will develop additional e-solutions for our customers that will be transparent and user-friendly and that will save their time.

Nova banka AD Banja Luka posluje na tržištu Bosne i Hercegovine od 1999. godine i to kao jedna od prvih privatnih banaka u Bosni i Hercegovini. Od tada pa do danas, Banka je izrasla u jednu od vodećih banaka u Republici Srpskoj i Bosni i Hercegovini. Poslednjih nekoliko godina zabilježili smo izrazit rast u svim poljima i segmentima, te visok nivo profitabilnosti u odnosu na banke koje posluju na tržištu Bosne i Hercegovine. Korporativna kultura Banke rezultovala je visokim stepenom lojalnosti i motivisanim zaposlenima. Više od 710 zaposlenih pruža širok spektar tradicionalnih i savremenih bankarskih usluga u 67 organizacionih dijelova Banke širom Bosne i Hercegovine. Povjerenje, odgovornost i vjerodostvojnost su ključne vrijednosti na kojima zasnivamo i njegujemo naš partnerski odnos sa klijentima, zaposlenima, akcionarima i društvom u cjelini. Pokrenuli smo i provodimo veliki broj aktivnosti na diferenciranju i jačanju korporativnog identiteta, društveno odgovornog upravljanja i implementaciji standarda korporativnog upravljanja, što je zajednica u kojoj poslujemo prepoznala i priznala kroz veoma značajne nagrade i priznanja. Naša vizija je da budemo pokretač pozitivnih društvenih promjena, razvoja i rasta bankarskog sistema u Bosni i Hercegovini, poslujući odgovorno, pouzdano i sigurno brineći o svojim klijentima, akcionarima i društvu u cjelini, kao i u skladu s vremenom koje dolazi.