Accumulate AB Information

Accumulate; the mobile payment and mobile authentication enabler Accumulate is with its Mobile Everywhere platform a technology leader in mobile financial services and mobile authentication, this using a standard mobile phone. Mobile payment, mobile banking and multi-factor authentication products and services using Accumulates patented technology works independently of network, operator, terminal model, SIM card and subscription type. All products are developed with focus on ease-of-use, highest security and lowest total cost of ownership. It’s also the perfect tool for securing cloud computing services. Summary Accumulate Mobile Everywhere (ME) is a multipurpose platform that can be deployed in many different situations where secure and cost efficient authentication is needed. The solution is unique in that it combines: * unparalleled security * independency * ease of use * flexibility * cost efficiency Example of Mobile Everywhere deployments using the mobile as secure device: • contactless mobile payment (using RFID, Accumulate OTT, NFC sticker or integrated, RFID, bar and QR codes) • online payments • person to person transfers • other payments (ex. man-to-machine) • mobile banking (all transaction and information services) • secure login • multi-factor authentication • eID • signatures • ticketing • mobile coupons • mobile loyalty cards • mobile gift cards