Accessity Competitors

We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK. Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours. We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.

Est. APR: 24.00 - 99.00% Min. Credit Score: 560 Financing up to $250,000 available within a few days. Accepts low credit scores. Rates are high compared to other online lenders. Must have online checking or PayPal account to verify cash flow. Fixed-fee structure means early repayment does not save interest. Kabbage is a good option for borrowers who: >>Don’t have perfect personal credit: While underwriting your loan, Kabbage focuses on less traditional information like banking, accounting and e-commerce data. That makes it a good fit for business owners with rocky credit histories. >>Need cash fast: With an online application that can be completed in minutes, you can be approved for a line of credit and funded within a few days, at most. >>Prefer a short repayment period: Kabbage offers loans of up to $250,000 with repayment terms of six, 12 or 18 months.

Kiva (www.kiva.org) expands financial access to help underserved communities thrive. An international non-profit, we serve the financially excluded, especially underbanked women, refugees and communities impacted by forced displacement, climate-vulnerable people and systemically marginalized communities in the United States. By connecting people through crowdfunded loans, Kiva puts the power of financial inclusion in all our hands. Since 2005, the Kiva community has raised over $2 billion in loans, reaching over 5 million people in 84 countries. Kiva’s team is made up of 100+ employees and 450+ volunteers across the world, with offices in San Francisco, Nairobi, Bangkok, and Bogotá.