Access Community Credit Union-Amarillo Information

Access Community Credit Union is a cooperative financial institution, owned and controlled by the people who use its services. These people are members. It serves groups that share something in common, such as where they work, live or go to church or school. The Credit Union is not-for-profit, and exists to provide a safe, convenient place for members to save money and to get loans at reasonable rates. Like other financial institutions, Access Community Credit Union is closely regulated. And it operates in a very prudent manner. The National Credit Union Share Insurance Fund, administered by the National Credit Union Administration, an agency of the federal government, insures deposits of Credit Union members. Deposits are insured up to $250,000. What makes your credit union different from a bank or a savings & loan? Like credit unions, these financial institutions accept deposits and make loans - but unlike credit unions, they are in business to make a profit. Banks and savings & loans are owned by stockholders whose interests include earning a healthy return on their investments.