Accel Fund Services Information

Accel Fund Services creates and provides ongoing administration for Insurance Dedicated Funds (IDF) utilized for investment by Private placement Insurance Products (PPIP). Accel IDF Solutions eliminated the high start-up costs and other obstacles that have created a barrier with our low cost, turnkey IDF solutions. IDFs satisfy specific requirements of the IRS to qualify as a tax favored investment vehicle. PPIPs are tax and estate planning tools that treat any gains as either tax free through a Private Placement Life Insurance policy (PPLI) or tax deferred in a Private Placement Variable Annuity (PPVA). A private placement policy is an insurance wrapped investment in a separate account known as an Insurance Dedicated Fund (IDF). The IDF must adhere to IRS guidelines regarding the diversification of investments and “arm’s length” control issues. In the same manner as registered “variable insurance products”, private placement insurance allows policy holders to maintain investments in a US based entity, backed by domestic insurance carriers, within a widely accepted and time tested tax efficient vehicle. Why IDFs? Investors want to keep what they make, however when hedge funds and private equity funds generate big returns, their investors have to pay as much as 39.6% in federal income taxes on their gains. Insurance Dedicated Funds (IDF) provide hedge funds, private equity firms, family offices and high net worth investors with a tax advantaged version of their investment vehicle. IDFs enhance returns by providing tax deferred or tax free performance growth. Quite simply, similar to investor’s tax benefits currently attained when investing with investment managers via an IRA custodian, these benefits are also achieved via an insurance company contract that is managed in your IDF that we create and oversee. This enables investors to keep what they have made.