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99FinTech is building the future of payments and commerce. We’re working with merchants, banks, and fintechs to tackle some of the biggest opportunities and challenges shaping the industry today. • Agentic Commerce & AI • Stablecoins & Digital Money • Faster Payments • Product Development • Risk & Compliance What makes us different is how we work. We are advisors with deep operator experience. We’ve led strategy, product, go-to-market, payments, and risk at leading merchant, payments, and fintech companies. We don’t just advise. We help our clients build solutions powering growth. And we believe our incentives should be aligned with our clients’. We’re willing to put our fees at risk against agreed-upon results. Pay for results. Not billable hours.

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