2ndF Competitors

Lumen Learning’s mission is to enable unprecedented learning for all students. We do this by providing tools and services to support effective teaching and learning practices. We are trying to build more effective learners and more impactful teachers – because both are essential to improve student success. Lumen Courseware: Lumen’s affordable course materials are designed to strengthen learning using open educational resources (OER). They provide high quality, interactive learning content, online homework, and personalized feedback to help them study and learn more effectively, with plenty of opportunities to engage students in active learning. We apply learning science principles and analyze learning data to identify where students struggle and make targeted improvements that strengthen learning. Lumen Circles Professional Development Programs: Effective learning means supporting not only students, but also faculty to be their best. With Lumen Circles, we offer professional development experiences that use virtual communities of practice to connect faculty members with peers and help them hone their expertise as student-centered teachers. Grounded in evidence-based teaching practices and self-reflection, Lumen Circles work well for any faculty member, in any discipline, and at any stage of career – regardless of whether they use Lumen courseware.

At BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. NMLS# 177208 www.nmlsconsumeraccess.org For borrowers who are preparing to relocate or are involved in out-of-state real estate investing, we service loans in 23 states across the U.S. In addition to our conventional loan products, we offer loan programs with unique features that may improve your financing options. Some of our more popular loan products and programs include: - Fannie Mae loans - First mortgage loans for purchase or refi - Homepath loans - FHA loans - Jumbo mortgage loans - Investment property loans - VA loans With more than 30 years of experience, BrightPath Mortgage is ready to respond to your call for services in a detailed and highly efficient manner. For more information about our mortgages call our office today. Our bilingual loan officers are ready to serve our Hindi, Bengali, Urdu, and German speaking neighbors! Why choose us? - No Closing Cost Loans - A+ BBB Rating - 30+ Years Experience - Our Loan Offices are Extremely Knowledgeable and Experienced - Serving Numerous States Across the United States - Dedicated to Client Satisfaction

At Mindspark, we conceptualize, develop and strategically market unique digital applications for online audiences across a diverse range of interests.