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Website: http://www.happyemi.com/ HappyEMI is a next-generation consumer finance company providing shoppers with instant financing at the point of-sale in-stores and online platforms making it Peopleless, Paperless financing platform. HappyEMI’s has an edge over others through its data-driven approach that underwrites risk beyond credit score to reach broader consumer base by using alternative data points and has signed up major retail brands in categories such as Mobile, Consumer Durables, Home Improvement, & Car Accessories. HappyEMI monetizes through subvention from Manufactures and Retailers and financing charges from Consumers. HappyEMI helps its Retail Partners improve sales conversions, boost basket sizes, and increase customer happiness. HappyEMI, a flagship product of HyperKonnect Technologies Private Limited is a start-up based at the World Trade Centre, Bangalore.

Website http://www.happyemi.com/
Revenue $6.7 million
Funding $1 million
Employees 3 (0 on RocketReach)
Founded 2017
Address World Trade Center Brigade Gateway S 904 Fl 9, Bengaluru, Karnataka 560 055, IN
Phone +91 80 4206 2636
Technologies
Industry Financial Services, Apparel & Accessories Retail, Consumer, SHOP ONLINE. PICK OFFLINE., Retail, Hyper-local Offline Shopping, FinTech, Pick. Try. Buy., Snap and Search products, Personalized Product Recommendation, Advanced Store Analytics, Mens wear, Womens wear, Kids wear, Casual wear, Party Wear
Keywords Consumer Finance, Buy Now Pay Later, Fintech, Consumer Credit, Point Of Sale Financing, Financing Platform, Online Financing, Installment Loans, Financial Technology, Digital Lending, Retail Financing, E Commerce Financing, Payment Plans, Alternative Lending, Short Term Loans
Competitors Adfc ( Hdfc Bank Limited ), Bajaj Finserv, Paytm, MobiKwik, KreditBee, Kiva, Cashify, ZestMoney, Early Salary (Pune), SlicePay +27 more (view full list)
SIC SIC Code 56 Companies, SIC Code 561 Companies
NAICS NAICS Code 458 Companies, NAICS Code 45 Companies

HappyEMI Questions

The HappyEMI annual revenue was $6.7 million in 2026.

HappyEMI is based in Bengaluru, Karnataka.

The NAICS codes for HappyEMI are [458, 45].

The SIC codes for HappyEMI are [56, 561].

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