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IUM is the largest independently owned Cell Captive UMA in Southern Africa, underwritten by Guardrisk Insurance Company Ltd. Our innovative approach to risk and superior service offering, yields tangible benefits to clients, intermediaries, employees, and stakeholders, ensuring transparency in the application of IUM's corporate governance practices. Offering market-leading insurance solutions that provide cover for multinational corporations, local businesses, and individuals. #IUM #ProvidingProtection #ReducingRisk

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