Ally Financial Information

Operations Overview Ally Financial Inc. is a leading vehicle financial services company powered by a top online bank franchise. Ally offers a full suite of automotive financing products and services, including new and used auto and RV inventory and consumer financing, leasing, inventory insurance, commercial loans and vehicle remarketing services. Ally operates as a financial holding company. Banking Ally Bank is a U.S. online bank that offers consumers a straightforward approach to banking with no minimum deposits to open, no monthly maintenance fees, and 24/7 live customer service. Ally Bank offers a variety of accounts including savings, checking, and money market. Ally Bank also offers certificates of deposit (CDs), IRA savings accounts, and IRA CDs. Ally Bank is a subsidiary of Ally Financial Inc and a Member FDIC. Auto Financing Ally is the preferred source of financing for General Motors, Mitsubishi, and Maserati vehicles in the United States. Ally also provides financing for Thor Industries and Forest River RVs. Dealer Services Ally provides wholesale financing, retail financing and leasing, real estate and working capital financing, and remarketing services. The company is also a leading provider of insurance products for dealers, as well as service and maintenance contracts for dealers' customers. Commercial Finance Ally Commercial Finance provides financing to meet the unique needs of equity sponsors and middle-market companies in North America. The business specializes in providing senior secured, asset-based and cash flow loans for midsize companies. Typical clients include manufacturers, distributors, retailers, and service companies in a broad spectrum of industries including specialty areas such as healthcare, retail, and automotive. Mortgage Operations Ally's mortgage operations originate residential mortgages in the U.S. through Ally Bank.